Sometimes we think with our hearts and not with our heads. Making New Year’s resolutions can often be disastrous, with 80% of people failing by February and regretting it instantly. One of the most common New Year’s resolutions is to cut down on spending, and although this sounds achievable, if you don’t have a fully-pledged strategy in place, the likeliness of failure spirals out of control.
We understand that people can be victim to an unexpected expense — whether this is a home appliance breaking or making that third trip on a bus with only a return ticket. It all adds up. For that reason, we’ve made some assessments on how those extra savings can come in handy if something like that was to occur.